Banana Split Overnight Oats are a fun and healthy breakfast that tastes like dessert! Made with creamy oats, ripe bananas, and a splash of chocolate, they’re super tasty.
I love how easy these are to make the night before. Just mix everything in a jar, pop it in the fridge, and you’re ready to go in the morning. Who doesn’t love waking up to a treat? 🍌
Key Ingredients & Substitutions
Rolled Oats: Rolled oats are perfect for overnight oats because they absorb the liquid well without becoming too mushy. If you’re in a pinch, quick oats can work, but they might be softer. I suggest sticking to rolled oats for the best texture.
Milk: You can use any milk of your choice—dairy, almond, coconut, or oat milk all work great. I love almond milk for its subtle taste, but go with what you enjoy best or have on hand!
Greek Yogurt: This is optional, but it adds a creamy texture and protein boost. If you’re vegan, you could try coconut yogurt instead. If you’re dairy-free, just omit it and add an extra splash of milk.
Chia Seeds: These are fantastic for adding fiber and helping the oats thicken up. If you don’t have chia seeds, you can skip them or replace them with flaxseeds for some added nutrition.
Fruits: The classic banana and strawberry combo is super delicious, but feel free to switch it up! Berries, peaches, or even diced apples are tasty alternatives.
How Do I Make Sure My Overnight Oats Are Creamy and Delicious?
The key to creamy overnight oats is letting them sit long enough to absorb all the liquid. Here’s how to do it right:
- Mix the oats and liquids together well so every oat is coated.
- Use a jar or bowl with a lid for easy storage and shaking.
- If your oats seem too thick in the morning, just stir in a little extra milk until you reach the right consistency.
Don’t rush this step! Giving them at least 4 hours, or better yet, overnight, will allow the flavors to meld beautifully.

Banana Split Overnight Oats
Ingredients You’ll Need:
- For the Base:
- 1/2 cup rolled oats
- 1/2 cup milk (dairy or plant-based)
- 1/4 cup plain Greek yogurt (optional for creaminess)
- 1 tbsp chia seeds
- 1 tbsp maple syrup or honey
- 1/2 tsp vanilla extract
- For the Toppings:
- 1 small ripe banana, sliced (plus extra for topping)
- 3-4 fresh strawberries, sliced
- 1 tbsp mini chocolate chips or cacao nibs
- 1 tbsp chopped nuts (walnuts, pecans, or almonds)
- 1 tsp caramel or chocolate sauce for drizzling (optional)
How Much Time Will You Need?
Making Banana Split Overnight Oats is quick! You need about 10 minutes for preparation. Then, let them chill in the fridge overnight or for at least 4 hours so the oats can soak up the delicious flavors!
Step-by-Step Instructions:
1. Mix the Base Ingredients:
In a jar or a bowl, combine rolled oats, milk, Greek yogurt, chia seeds, maple syrup, and vanilla extract. Stir everything together well. Make sure the oats are nicely coated in the mixture!
2. Add the Fruits:
Gently fold in half of the sliced banana and some of the strawberries into your oat mixture. This adds yummy fruit flavor and sweetness as they soak overnight.
3. Chill in the Fridge:
Cover your jar or bowl and place it in the fridge overnight. If you’re short on time, letting it sit for at least 4 hours will work too. This soaking time helps the oats and chia seeds absorb the liquid, making them soft and creamy.
4. Stir and Adjust Consistency:
When you’re ready to eat, give those oats a good stir! If you find they are a little thicker than you like, just add a splash of milk until you get the creaminess you want.
5. Top It Off:
Now for the fun part! Add the remaining banana slices, fresh strawberries, mini chocolate chips, chopped nuts, and if you like, drizzle some caramel or chocolate sauce on top. Yum!
6. Enjoy!
Serve your Banana Split Overnight Oats in your favorite bowl or eat right out of the jar. Dig in and savor your delicious, healthy breakfast treat!
Can I Use Quick Oats Instead of Rolled Oats?
Yes, you can use quick oats, but keep in mind they will create a softer texture. If you prefer the chewy bite of rolled oats, stick with them for the best results!
How Can I Store Leftover Overnight Oats?
Store any leftovers in an airtight container in the fridge for up to 3 days. They can become thicker over time, so just add a splash of milk when you reheat them or enjoy cold.
What Other Fruits Can I Use?
You can get creative with the fruits! Aside from bananas and strawberries, consider berries, diced peaches, or apples. Just make sure any fruit you choose pairs well with the banana flavor.
Can I Make a Vegan Version of This Recipe?
Absolutely! Just replace the Greek yogurt with a plant-based yogurt and use maple syrup instead of honey. Your Banana Split Overnight Oats will still be delicious and vegan-friendly!
